Payment Institution · ACPR
MiCA CASP · AMF
ISO 27001 certified

Enterprise stablecoin payments infrastructure

Send, receive, hold and convert funds globally in real time across fiat and stablecoin rails. Built and licensed in Europe. Trusted by PSPs and treasury teams worldwide.

Customers

Trusted by teams moving money globally.

Ledger pays its suppliers in USDC, synced straight to its ERP.
+

“We save 15 minutes per payment by eliminating breaks in the process. Everything is now seamless, digital and automatically synced.”

15 minutes
saved per payment
Minutes
to settle, instead of 2 to 5 business days
In Kyriba
initiated and reconciled in its treasury system
Read the story ›
TerraPay brings stablecoin-native flows to its global payments network.
+
City lights seen from orbit at night

“Stablecoin-native flows are a natural next step: they support us to bring more speed, efficiency and flexibility to our global payments network. Partnering with Fipto ensures we do this securely and compliantly, while paving the way for the next phase of cross-border payments.”

Cross-border payouts
Use case
Global payments network
Customer
Read the story ›
PandaScore gets paid instantly by international clients with Payment Links.
+

“In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us.”

Under 5 minutes
to create and send a payment link
Payment Links
Product used
Mantu moves cash between its European and Colombian entities in minutes, at around 1% total cost.
+
Aerial view of Bogotá with mountains in the background

Mantu, a global consulting group with €1bn in revenue across 60 countries, runs its intercompany treasury transfers between Europe and Colombia on Fipto's regulated stablecoin rails. Payments are initiated and reconciled directly in Kyriba, with no change to existing workflows.

~1% total cost
vs 3 to 5% on traditional corridors
Minutes
instead of 2 to 5 business days
60 countries
where the group operates
Read the story ›
Why Fipto

The most regulated stablecoin platform in Europe.

Europe's first dual-licensed stablecoin infrastructure

Both halves of the stablecoin stack under one roof.

Payments Institution
Fiat payouts, named IBANs, segregated client funds.
ACPR · code 17908
MiCA CASP
Custody, transfer and conversion of crypto-assets.
AMF · A2026-009
ISO 27001:2022
40+ security controls, continuous AML/CFT monitoring.
Certified

Fiat & Crypto unified

Fipto brings together fiat and stablecoins in a single platform. No need for multiple providers or fragmented infrastructure.

20+ Liquidity partners
Instant settlement

Secure

Continuous AML/CFT transaction monitoring
40+ security controls

Safeguarded funds

All accounts are 100% segregated to safeguard client funds.

App or API

Access Fipto from the Web App, or scale your workflows through API integration.

Premium support

A direct line to a dedicated account manager for the most responsive support.

Developers

One API for every
payment workflow.

REST + webhooks. Idempotent, paginated, predictable. Sandbox keys in two clicks. Production parity guaranteed.

99.99%

API uptime · 90d

Ready to get started?

Book a demo and get started with Fipto. Or, contact us to design a custom package for your business.