Send, receive, hold and convert funds globally in real time across fiat and stablecoin rails. Built and licensed in Europe. Trusted by PSPs and treasury teams worldwide.
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EUR and USD accounts, seven local currency corridors and stablecoins across seven networks.
Pay anyone, anywhere — 24/7
Fiat & stablecoin payouts to merchants, partners and contractors globally.
Get paid in any currency
Stablecoin payments with optional auto-conversion to fiat via Payment Links.
Multi-currency accounts
Named EUR/USD IBANs and segregated stablecoin wallets to organise treasury.
Instant FX & on/off-ramp
Convert between fiat and stablecoin in real time, build automated workflows.
“We save 15 minutes per payment by eliminating breaks in the process. Everything is now seamless, digital and automatically synced.”
“Stablecoin-native flows are a natural next step: they support us to bring more speed, efficiency and flexibility to our global payments network. Partnering with Fipto ensures we do this securely and compliantly, while paving the way for the next phase of cross-border payments.”
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“In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us.”
Mantu, a global consulting group with €1bn in revenue across 60 countries, runs its intercompany treasury transfers between Europe and Colombia on Fipto's regulated stablecoin rails. Payments are initiated and reconciled directly in Kyriba, with no change to existing workflows.
Accelerate merchant payouts, settle in stablecoins, and improve capital efficiency.
Scale your brokerage operations with the Fipto API, powered by top-tier banking and liquidity partners.
Move liquidity instantly across borders and company entities for a more agile treasury.
Why Fipto
Fiat and crypto, under one roof.
Supervised in France by the ACPR and the AMF. Every licence can be checked on the regulators' public registers.
Compliance centre
24/7
Settlement every day of the year, weekends included.
Banks close on Friday evening. Stablecoin rails don't.
How Fipto protects client assets, from segregated accounts to MPC custody.
The latest from Fipto.
REST + webhooks. Idempotent, paginated, predictable. Sandbox keys in two clicks. Production parity guaranteed.
API uptime · 90d
Book a demo to see Fipto in action, or explore the API and start building today.
An ACPR-authorised payment institution and a MiCA-licensed CASP, with client funds fully segregated.
Clear guides, a complete API reference and the Fipto MCP server for AI agents.
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