Europe’s first dual-licensed stablecoin payment solution: MiCA & PSD2
Fipto is Europe’s first payment provider to hold both a Payment Institution license for fiat and a MiCA CASP license for digital assets, powering the end-to-end transaction lifecycle. Fipto meets the highest regulatory standards and is working closely with regulators from around the world to keep your payments safe in a fully compliant environment.
Payments Institution
Fipto PI SAS is licensed as a Payments Institution (interbanking number (CIB) 17908) by the French Prudential Control and Resolution Authority (ACPR), part of Banque de France.
MiCA CASP (Crypto-Asset Service Provider)
Fipto PI SAS is licensed as a Crypto-Assets Services Provider (CASP) under the authorisation number A2025-009 by the French Financial Markets Authority (AMF).
ISO/IEC 27001:2022
Fipto is ISO/IEC 27001 certified for information security management system, and has put in place a system to manage risks related to the security of data owned or handled by the company.
AML/CFT checks
Fipto requires mandatory KYC to be undertaken to onboard any new client in order to comply with legal and regulatory obligations including, but not limited to, rules governing anti-money laundering, counter-terrorism financing and sanctions.
This is part of our anti-money laundering and countering the financing of terrorism (AML/CFT) compliance efforts aimed at combating financial crime and ensuring the compliance of our customers' operations.
Security
As a payments company, security is paramount to us, and continually evolves to meet the highest standards of the financial industry.