About us
Transforming payments for an instant, borderless financial world
Our mission
Solving payment challenges using blockchain technology
Fipto is redefining how businesses move money globally. We are replacing the fragmented infrastructure of traditional banking with a modern, programmable infrastructure powered by blockchain and stablecoins.
Designed for speed, transparency and compliance, our platform replaces legacy banking systems with real-time settlement rails powered by stablecoins.
Fipto enables businesses to operate globally without the friction of high fees, payment delays, or low transparency on payment status. We are creating a programmable, secure and regulated infrastructure where:
Payments settle in minutes, not days
Transactions cost a fraction of traditional payments
Execution is available 24/7/365
Infrastructure is fully regulated - internationally licensed, ISO certified, and with integrated AML/CFT systems
The problem
The global financial system was not designed for modern payments.
Even today, cross-border payments rely on infrastructure from the 1970s. For businesses, this means:
Settlement delays
Up to 5 days to settle payments in complex corridors
Trapped capital
Idle liquidity locked in local accounts
Poor visibility
No real-time payment monitoring
High costs
Markups and intermediaries inflate every transaction
Limited availability
Working hours, weekends and holidays
The platform
An infrastructure layer for modern business payments
Fipto bypasses the limitations of traditional correspondent banking by using stablecoins as a universal settlement layer.
Our system connects fiat rails and digital wallets into a unified network, enabling secure, transparent and compliant transactions across 30+ currencies. We have engineered this platform from the ground up to deliver:
Our system connects fiat rails and digital wallets into a unified network, enabling secure, transparent and compliant transactions across 30+ currencies. We have engineered this platform from the ground up to deliver:
T+0 settlement — most payments completed within 60 minutes
Global coverage — with support for fiat and stablecoin flows
Built-in compliance — Fully licensed, AML/CFT screening, beneficiary whitelisting, multi-signature, 2FA
24/7/365 availability — no batch cycles, no downtime
Real-time visibility — API-native monitoring and reporting
Our Values
Our values are the operating system behind everything we build. They shape the way we design products, the way we serve clients, and the way we scale with purpose.
Innovation
Fostering curiosity and boldness for continuous improvement, always going the extra mile with passion.
Respect
Celebrating diversity, respecting all, committing to ethical behavior, and preserving the environment
Agility
Prioritising swift decisions, valuing time, and ensuring efficiency through targeted meetings and streamlined processes.
Collaboration
Collaborative and transparent culture enabling innovation, open communication, feedback, and support.
Excellence
Committed to excellence in quality, security, and ease of use, ensuring genuine value and exceptional customer experiences.