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Global payouts at internet speed

Pay suppliers or partners in seconds — in stablecoins or local currencies — at a fraction of the cost of a traditional payment.

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The challenge

Traditional payouts are slow, expensive, and fragmented

Managing global payouts through banks is painful — fees add up, settlement times vary, and FX conversions are costly. For businesses operating globally, this friction slows operations and strains treasury visibility.

Long settlement times

Hidden fees and poor FX rates

Complex compliance workflows

No real-time visibility on funds

The solution

Send money globally with confidence — in stablecoins or fiat

Fipto provides a single interface to initiate, track, and settle payments across borders. Whether you're paying in USDC or in local fiat, our infrastructure is built for security, speed, and compliance.

Multi-Currency Payouts

Pay in stablecoins or local currencies

Bulk Payouts (file or API)

Rails: Blockchain (instant, 24/7), SEPA Instant (instant, 24/7), SEPA Credit Transfer (T+0), SWIFT (T+0–T+2)

Accounts

Built-In FX Engine

Get transparent, competitive exchange rates without hidden fees.

OTC Desk (RFQ by phone)

eOTC (self‑service, 24/7)

OTC Solutions

Advanced Features

“Stablecoin-native flows are a natural next step: they support us to bring more speed, efficiency and flexibility to our global payments network. Partnering with Fipto ensures we do this securely and compliantly, while paving the way for the next phase of cross-border payments.”
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Ambar Sur, Founder & CEO, TerraPay

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“ In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us. ”
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Jeremy Picard, Chief of Staff, Pandascore

" As a freight company, payment processing time is critical in our daily operations. By choosing Fipto, we wanted to offer our business partners the possibility to pay instantly from any country in the world so that merchandise can move faster; and accepting digital currencies did just that. "

Floriane Cutler, Founder at Argo Freight

Compliance

Compliance at the core

Fipto meets the highest compliance and security standards and holds multiple licenses, registrations and regulatory approvals across the globe.

Payments Institution (ACPR)

VASP (AMF)

VASP (CSSF)

VQF Member

FinCEN

10+

Additional licences pending

Compliance center

Frequently asked questions

General FAQ

Ready to streamline your global payments?

Get in touch with us and starting paying in seconds at a fraction of the cost of a traditional payment.