By securing its MiCA CASP license, the French fintech becomes the only payment infrastructure to bridge traditional banking (PI) and MiCA-regulated digital assets under a single roof.
PARIS, FRANCE – January 23, 2026 – Fipto, the leading regulated payment infrastructure for stablecoins, today announced it has been granted the Crypto-Asset Service Provider (CASP) license by the French Autorité des Marchés Financiers (AMF). With this milestone, Fipto becomes the first European stablecoin payment player to hold both a Payment Institution (PI) license and a full CASP license.
This dual-authorisation status allows Fipto to manage the entire "payment value chain," bridging the gap between traditional fiat currencies and digital assets under a single compliance framework. By combining a Payment Institution license (ACPR) with a CASP license (AMF) in France—a Tier-1 jurisdiction—Fipto proactively aligns with the latest recommendations from the European Banking Authority (EBA) regarding the necessary interplay between payment services and MiCA. This unified model allows Fipto to master every step of the transaction, ensuring maximum security and operational speed.
As MiCA establishes itself as the definitive global blueprint for digital asset regulation, the authorisation process serves as a rigorous filter for the industry. Fipto’s successful navigation of these extensive prudential, operational, and AML/CFT assessments signals a new era of B2B financial infrastructure. By meeting these requirements today, Fipto offers a level of operational maturity that was previously exclusive to traditional finance.
Fipto now owns the end-to-end transaction lifecycle, offering the most rigorous oversight for both Euros and stablecoins within one entity. This unified infrastructure is accessible via a single API, providing mission-critical advantages for PSPs, Large Enterprises, Funds, and Brokers alike:
- Vertical Integration: Manage fiat pay-in, currency conversion, and blockchain settlement without third-party intermediaries, ensuring total transparency and faster global flows.
- Operational Speed & Availability: Accelerate treasury moves and merchant payouts with near-instant settlement and 24/7 availability.
- Institutional Security: Optimise capital mobility by moving funds with the security of a traditional bank and the programmable speed of the blockchain.
This milestone provides a critical "Safe Harbor" for businesses ahead of the July 1, 2026, MiCA deadline. As legacy "grandfathered" regimes expire across the EU, many providers will no longer be able to ensure continuity of service or cross-border operations. Fipto’s EU-wide passporting ensures that our clients maintain uninterrupted, fully-regulated access to the entire European market.
"Achieving MiCA license is more than a regulatory milestone; it is proof that our infrastructure matches the rigor of the world’s most established financial institutions," said Patrick Mollard, CEO and Co-founder of Fipto. "From our governance structures to our risk management protocols, we have built a platform that provides the transparency and resilience that public companies and major financial actors demand. By unifying the PI and CASP frameworks, we are offering the first truly institutional-grade gateway for global stablecoin payments."
About Fipto
Fipto is the modern infrastructure for B2B payments and treasury, powered by stablecoins. Fipto enables global companies to send, receive, and manage funds with near-instant settlement and 24/7 availability. By facilitating global money movement with regulated, programmable infrastructure, Fipto helps businesses optimise capital mobility and transparency. Fipto holds multiple licenses and regulatory approvals, including a Payment Institution license with the ACPR in France and a MiCA CASP license with the AMF in France. Fipto is available through API, web platform or Treasury Management Systems. Learn more about Fipto's payment solutions at www.fipto.com.
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