Features
One platform to receive payments, your way.
Fipto enables businesses to receive payments globally, in fiat or digital currencies, through a unified infrastructure. Collect payments from clients, partners, or subsidiaries, with or without crypto exposure.
Payment Links
Accept stablecoin payments while getting settled in euros using Payment Links.
Accept payments in stablecoins while keeping crypto off your books. Fipto automatically converts funds and settles them directly into your account in euros. No wallet management, no volatility, no reconciliation hassle.
Generate your Payment Link in-app or via API.
Customise the amount, recipient and reference number.

Share it with your payer
By email, invoice, or chat.

Fipto converts and settles your funds in EUR instantly
Perfect for PSPs, SaaS, or service providers invoicing clients in stablecoins but preferring fiat settlement.

“ In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us. ”
Jeremy Picard, Chief of Staff, Pandascore

Pricing
Payment Links
Beneficiary
- 0% transaction fees
- 0% withdrawal fees
Free
Payer
- Discounts available based on transaction volume
- Contact sales for more information
0.9%
/ transaction
How it works
Build your own “Receive” infrastructure.
Use our platform
Create a secure Payment Link in just a few clicks without a line of code. Customise your link details—amount, recipient and reference number.
Use our API
Integrate Fipto’s API to automate collection flows. From generating payment links to tracking settlements, our API-first architecture lets you embed payment collection directly into your productor platform.
{
"data": {
"type": "payment_link",
"attributes": {
"external_reference": "4FI5f k1kh",
"note": "Monthly invoice payment",
"base_amount": "1000.00",
"base_asset_code": "EUR",
"expiration_date": "2017-07-21T17:32:28Z",
"destination": {
"wallet_id": "c43De00E-82be-bE90-E14F-E7F6feCCdC7E"
}
}
}
}
Compliance
Compliance at the core
Fipto meets the highest compliance and security standards and holds multiple licenses, registrations and regulatory approvals across the globe.
Compliance center