Yes. All client funds held with Fipto are 100% segregated from Fipto's own corporate funds, in accordance with the requirements applicable to licensed Payment Institutions under PSD2 and French regulatory law as enforced by the ACPR. Client funds are held in separate accounts with regulated banking partners and cannot be used for Fipto's operational or corporate purposes. This segregation provides clients with a fundamental layer of financial protection independent of Fipto's own financial position.
