Fipto provides businesses with a unified account infrastructure — combining named EUR and USD IBANs with stablecoin wallets — that enables comprehensive treasury management across fiat and digital assets. Clients can monitor balances in real-time, execute currency conversions, route payments across SEPA, SWIFT, and blockchain rails, and manage user access and approval workflows — all from a single interface. The 24/7/365 availability of Fipto's infrastructure ensures that treasury teams are not constrained by bank operating hours when managing liquidity or responding to urgent payment requirements.