Unlike traditional payment providers that rely on correspondent banking networks, Fipto uses stablecoin rails on public blockchain infrastructure to enable real-time settlement 24 hours a day, 365 days a year. Traditional cross-border payments can take between one and five business days and are subject to multiple layers of fees, limited payment status visibility, and restricted operating hours. Fipto eliminates these friction points with regulated, programmable infrastructure that settles transactions in minutes, provides full payment status transparency, and operates continuously — including weekends and bank holidays.
