Is Fipto a regulated company?

Yes. Fipto PI SAS holds two distinct regulatory licences in the European Union. It is licensed as a Payments Institution (interbanking number CIB 17908) by the ACPR (Autorité de Contrôle Prudentiel et de Résolution), part of the Banque de France. It is also licensed as a Crypto-Assets Services Provider (CASP) under authorisation number A2026-009 by the AMF (Autorité des Marchés Financiers). This dual licensing makes Fipto Europe's first payment provider to hold both a Payment Institution licence for fiat and a MiCA CASP licence for digital assets, covering the full end-to-end transaction lifecycle. View license details in our compliance center