MiCA (Markets in Crypto-Assets Regulation) is the European Union's comprehensive regulatory framework governing the issuance and provision of services related to crypto assets, including stablecoins. It came into full effect in December 2024 and represents the first harmonised regulatory framework for crypto assets across EU member states. MiCA establishes clear licensing requirements for crypto-asset service providers, introduces consumer and investor protections, and mandates standards for transparency, governance, and financial stability. For businesses, working with a MiCA-licensed provider such as Fipto provides the assurance that their counterparty operates within a clearly defined and enforced regulatory framework.
