Fipto is Europe's first payment provider to simultaneously hold both a Payment Institution licence under PSD2 (issued by the ACPR) for fiat currency operations and a MiCA CASP licence (issued by the AMF) for crypto-asset services. This dual authorisation enables Fipto to cover the complete transaction lifecycle — fiat receipt, stablecoin conversion, blockchain transfer, and fiat payout — within a single, fully regulated framework, without requiring clients to work with multiple providers. Read more about Fipto's dual-licensed regulatory setup