One business account for your fiat and crypto

Power your finance operations in both fiat and cryptocurrencies from one single platform. Send and receive payments, buy and convert currencies in seconds.

Use cases

Send, receive, store and convert crypto

Accept stablecoins
Reach new markets and reduce transaction fees with stablecoin payments.
Off-ramp crypto
Convert your cryptocurrency revenue to euros in seconds.
Buy crypto
Diversify your corporate treasury with cryptocurrencies. Deposits eligible for instant transfer.
Pay in stablecoins
Pay your business partners across the world in stablecoins.

All your business finances in one place


Create fiat and crypto accounts

Centralise traditional and digital assets in one single place with enterprise-grade security and effortless bookkeeping.

All operations under one roof - Issue nominative IBANs, vIBANs and crypto wallets for payroll, vendor and customer payments.
Institutional-grade security - Store assets in segregated accounts with advanced MPC technology for maximum fund protection.
Streamlined financial reporting - Simplify tax reporting with monthly statements and secure, role-based access for accountants
Dedicated IBANs for your company

Issue and receive payments globally

Connect your payment operations to blockchain rails and reach new markets.

Move funds, fast - Supercharge your payments to make them instant, secure and worldwide.
Accept crypto payments - Create Payment Links to get paid in stablecoins and receive euros directly onto your account.
Secure your payments - Manage and control your list of approved beneficiaries through wallet whitelisting.
Secure crypto wallets
Treasury management

Optimise your treasury strategy

Elevate your treasury management through tailored support, competitive pricing, and seamless currency conversions.

Expert support - Navigate crypto and make informed decisions for your business with the help of your dedicated account manager.
Best market prices - Trade fiat and crypto at our prime rate of 0.9%. No spread, no hidden fees.
Instant conversions - Convert currencies instantly in-app via our virtual OTC desk. Guaranteed rates and deep liquidity.
Dedicated IBANs for your company
Compliance at the core
Fipto's solutions adhere to the highest European security and regulatory standards to guarantee our customers the safety of their assets and full compliance of our services.
Licenses, registrations and regulatory approvals across Europe
Fully segregated accounts to safeguard client assets
Institutional-grade infrastructure with regular audits

“Using Fipto for me represents a triple win: I’m saving a lot of time on my payments operations, I’m cutting the hassle of paperwork to move my funds and on top of that I am also significantly reducing my transaction fees.”

Imad Wardé, CEO, HedgeGuard

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“In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us.”

Jeremy Picard, Chief of Staff, Pandascore

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Tailored to SMBs and Web3 businesses
A business account to hold fiat and crypto. Send, receive, convert, and manage all your finances under one roof.
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0.9% conversion rate, no spread or hidden fees
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No subscription fees
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No set up fees
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Dedicated account manager

Frequently Asked Questions

Is Fipto secure?

With deep knowledge in payment system regulatory frameworks and the highest payment security standards, Fipto has set up top of the line security at the core of its infrastructure. Fipto holds multiple licenses and registrations across Europe, including the registration as a Virtual Asset Service Provider (VASP) by the Autorité des Marchés Financiers (AMF) in France; a registration  as a Virtual Asset Service Provider (VASP) by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, and a VQF member in Switzerland (Verein zur Qualitätssicherung von Finanzdienstleistungen).

How many wallets and IBANS can I create?

You can create an unlimited number of wallets and IBANs. You can separate your accounts and currencies in order to organise your finances the way you like.

Which currencies do you support?

Supported assets are available in our product documentation.