Fipto | Streamline crypto and fiat settlements with batch payments

For Payment Service Providers (PSP), managing high-volume transaction flows is part of daily operations; collecting thousands of individual payments from merchants’ customers and across multiple methods. To keep operations efficient, those payments are consolidated into regular merchant settlements, treasury movements, or FX payouts.

Batch payments remove this friction by allowing finance teams to send hundreds of payouts at once. Available for both fiat and digital currencies, batch payments streamline manual processing into a process that is simple, time-efficient and fully compliant.

Hundreds of payouts in an instant

Whether you're settling merchants across currencies, sending global payrolls, or orchestrating on-chain treasury movements, batch payments give your team the tools to process transactions efficiently, securely, and at scale.

Upload a single file and send up to 200 payments in crypto or fiat, across multiple currencies and networks.

1. Save time and reduce errors

Batch payments reduce the risk of manual mistakes by removing the need to enter each transaction individually. Fewer clicks, less admin, and more time to focus on high-value tasks.

2. The same process for fiat and crypto

Fipto supports both fiat and crypto accounts, meaning you can manage all payouts from one place, whether in euros or stablecoins.

3. Simple to use

Upload your file, review, and confirm. The process is designed to be quick and easy.

4. Streamline complex payment flows

Batch merchant settlements, recurring crypto disbursements, or multi-entity payouts, all in a few clicks. No more wallet juggling or manual entries.

5. Built-in security and compliance

Each batch includes key safeguards such as file validation, travel rule checks (for crypto), two-factor authentication (2FA), and optional multi-signature approval, so your payments remain secure and compliant without slowing down your operations.

How it works

1. Select currency type

Choose whether you want to batch fiat or digital currencies.

2. Upload file

Upload your .xml / .csv payout file. Each batch can include up to 200 transactions. Multiple currencies and blockchain networks can be included in a single batch.

3. Review and confirm

Review your batch directly on the platform and make any final adjustments. Confirm the file, authenticate with 2FA, and the payments will be processed.
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