Fipto Embedded

Launch regulated crypto-asset services under your own brand.

Fipto Embedded puts our MiCA-licensed custody, exchange and transfer infrastructure behind your product. You own the customer experience. We remain the regulated counterparty.

Payments Institution
ACPR · France
MiCA CASP
AMF · France
ISO 27001
Certified
Fipto BEHIND THE SCENE · regulated
Custody ✓
Conversion ✓
Payout ✓
Safeguarding ✓
EU Travel Rule ✓
Dual licence: MiCA CASP + Payments Institution
YOUR PLATFORM
Y
YourBrand
Payments
Treasury
FX
Available balance
€2,400,000.00
Send
Convert
Recent activity
USDC payout · Supplier
Today, 14:02
Settled
EUR → USDC conversion
Today, 13:47
Instant
Powered by Fipto
Why embed

Your platform, without the licence burden.

Faster to market
Onboard with Fipto instead of building a licensing and compliance function from scratch.
Your brand
Your interface, your customer relationship. Fipto operates underneath as the regulated counterparty.
New revenue lines
Build new products around Fipto's capabilities: custody, conversion, payout...
Compliance carried by Fipto
KYC, AML, sanctions screening, safeguarding, Travel Rule and regulatory reporting all sit inside our perimeter.
Who it's for

Built for platforms ready to offer more.

PSPs

Add stablecoin settlement and crypto-asset services to your merchant offering, under your own brand.

Instant merchant settlement

Branded crypto-asset services

Brokers

Extend your product capabilities to your clients on a licensed European perimeter.

Custody, conversion and payout

One API for all flows

Fintech platforms

Embed regulated crypto-asset flows in your product through one API.

Branded onboarding

Webhooks and sandbox parity

Why Fipto

The most regulated stablecoin platform in Europe.

Europe's first dual-licensed stablecoin infrastructure

Both halves of the stablecoin stack under one roof.

Payments Institution
Fiat payouts, named IBANs, segregated client funds.
ACPR · code 17908
MiCA CASP
Custody, transfer and conversion of crypto-assets.
AMF · A2026-009
ISO 27001:2022
40+ security controls, continuous AML/CFT monitoring.
Certified

Authorised CASP services

Partners embed services within Fipto's authorised scope under MiCAR Article 60.

Custody and administration
Exchange for funds
Exchange for crypto-assets
Transfer services
Trading platform operation
Order execution
Reception and transmission

Note: Fipto is the obliged entity under EU AML rules. Onboarding decisions, transaction monitoring and Travel Rule data exchange sit with our compliance team.

Safeguarded funds

All assets are segregated per client, never commingled with Fipto's balance sheet. Fiat is held in credit institutions with daily reconciliation.

How it works

From first conversation to production in 8 to 12 weeks.

Every partner is reviewed against our risk appetite before contracting. We tell you early whether your use case fits.

01

Discovery & due diligence

A 30-minute call on your model, customers and jurisdictions, followed by partner KYB and a fit check against our risk framework.

Weeks 1–3
02

Contracting & setup

MSA, schedule of services and the marketing-approval workflow that keeps your communications compliant.

Weeks 3–6
03

Technical Integration

Sandbox keys, API integration and end-to-end testing against our compliance controls.

Weeks 4–10
04

Go-live

Production keys, soft launch and ongoing partner reviews throughout the partnership.

Week 10+
COMMERCIAL STRUCTURE

A transparent fee shape, priced per partner.

We publish how our pricing is structured so you can model your unit economics before you commit. Exact rates depend on volume, asset mix and risk profile.

Set-up

One-time onboarding and integration fee, plus a monthly platform fee.

€ fixed + € / month

Usage

Per-transaction fees and basis points on assets under custody, tiered by volume.

€ / transaction + bps on AUC

Conversion

A spread on conversion volume, quoted in real time.

bps spread

Frequently asked questions

Which entity holds the licences?

Is this a white-label arrangement?

Do we need our own CASP authorisation?

How are client assets protected?

How quickly can we launch?

Talk to us

Ready to put your brand on regulated rails?

A 30-minute call with our partnership team. We tell you within that call whether Fipto Embedded is a fit.