Launch regulated crypto-asset services under your own brand.
Fipto Embedded puts our MiCA-licensed custody, exchange and transfer infrastructure behind your product. You own the customer experience. We remain the regulated counterparty.
Your platform, without the licence burden.
Built for platforms ready to offer more.
PSPs
Add stablecoin settlement and crypto-asset services to your merchant offering, under your own brand.
Instant merchant settlement
Branded crypto-asset services
Brokers
Extend your product capabilities to your clients on a licensed European perimeter.
Custody, conversion and payout
One API for all flows
Fintech platforms
Embed regulated crypto-asset flows in your product through one API.
Branded onboarding
Webhooks and sandbox parity
The most regulated stablecoin platform in Europe.
Both halves of the stablecoin stack under one roof.
Authorised CASP services
Partners embed services within Fipto's authorised scope under MiCAR Article 60.
Note: Fipto is the obliged entity under EU AML rules. Onboarding decisions, transaction monitoring and Travel Rule data exchange sit with our compliance team.
From first conversation to production in 8 to 12 weeks.
Every partner is reviewed against our risk appetite before contracting. We tell you early whether your use case fits.
Discovery & due diligence
A 30-minute call on your model, customers and jurisdictions, followed by partner KYB and a fit check against our risk framework.
Contracting & setup
MSA, schedule of services and the marketing-approval workflow that keeps your communications compliant.
Technical Integration
Sandbox keys, API integration and end-to-end testing against our compliance controls.
Go-live
Production keys, soft launch and ongoing partner reviews throughout the partnership.
A transparent fee shape, priced per partner.
We publish how our pricing is structured so you can model your unit economics before you commit. Exact rates depend on volume, asset mix and risk profile.
Set-up
One-time onboarding and integration fee, plus a monthly platform fee.
Usage
Per-transaction fees and basis points on assets under custody, tiered by volume.
Conversion
A spread on conversion volume, quoted in real time.
Frequently asked questions
Which entity holds the licences?
Fipto PI SAS, incorporated in France, authorised by the AMF as a CASP under MiCAR (A2026-009) and by the ACPR as a Payments Institution (17908).
Is this a white-label arrangement?
No. It is embedded regulated infrastructure. Fipto remains the regulated counterparty for every crypto-asset service delivered through the partnership; you provide distribution, brand and product experience.
Do we need our own CASP authorisation?
No, provided your role stays within the partnership perimeter: you do not perform regulated crypto-asset services yourself. We map this precisely during scoping.
How are client assets protected?
Client crypto-assets are segregated per client and held in MPC-based custody infrastructure. Fiat funds are safeguarded at ring-fenced credit institutions.
How quickly can we launch?
Typically 8 to 12 weeks from signed term sheet to production. We do not compress compliance steps to promise faster go-lives.
Ready to put your brand on regulated rails?
A 30-minute call with our partnership team. We tell you within that call whether Fipto Embedded is a fit.
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