PARIS — October 6, 2025 — TerraPay, a global money movement company, today announced the launch of stablecoin-native flows in partnership with Fipto, the regulated infrastructure layer powering secure, compliant blockchain-based treasury operations.
TerraPay’s first implementation of stablecoins, carried out together with Fipto, started one year ago in 2024 in what it describes as a “stablecoin sandwich” - converting fiat to stablecoins for the cross-border leg before converting back to local currency - to benchmark settlement times and FX pricing against traditional rails. Today, this has reduced transit time, thereby releasing pressure on working capital.
This partnership enables Terrapay’s clients to fund directly in stablecoins, and for payout partners to receive them where supported, in regions where stablecoins are allowed by regulators. The shift is already delivering treasury benefits and has helped reduce prefunding requirements.
“Stablecoins are reshaping how we manage treasury - cutting working capital needs and reducing costs,” said Sanjeev Gupta, Head of Treasury at TerraPay. “For our payout partners, the advantage is not just speed but also reduced volatility and prefunding pressure. Even if adoption starts small, every new corridor or partner amplifies the efficiency gains across our global network. With Fipto, we can scale this transition securely and compliantly.”
Ambar Sur, Founder & CEO of TerraPay said, “Stablecoin-native flows are a natural next step: they support us to bring more speed, efficiency and flexibility to our global payments network. Partnering with Fipto ensures we do this securely and compliantly, while paving the way for the next phase of cross-border payments.”
Fipto provides institutional-grade stablecoin payment infrastructure, combining licensed custody with a compliance framework for regulated financial institutions. Its plug-and-play service enables TerraPay to integrate stablecoin flows without building infrastructure in-house, while also offering liquidity, direct bank connectivity, and multi-chain support.
“TerraPay’s move to stablecoin-native operations marks a turning point for the industry,” said Patrick Mollard, Co-founder & CEO of Fipto. “It shows that stablecoins aren’t just experimental rails anymore; they’re becoming core treasury infrastructure for global PSPs.”
About TerraPay
TerraPay simplifies global money movement, providing a single connection to one of the most expansive cross-border payment networks, regulated across multiple markets. Our network enables payments to receiving and sending countries worldwide, reaching a vast network of mobile wallets, bank accounts, and cards. On a mission to create a borderless financial world, TerraPay makes money transfers instant, reliable, transparent, and fully compliant for its partners, connecting them to 3.7Bn+ mobile wallets, 7.5Bn+ bank accounts, in over 150+ countries. We work behind the scenes as the trusted partners for some of the world's most innovative financial players, from banks and digital wallets to MTOs, merchants and fintech platforms. Since its founding, TerraPay has built a global interoperable wallet network that advances financial inclusion, even in hard-to-reach markets. TerraPay is headquartered in London, with offices in cities including Bangalore, Dubai, Bogotá, Dares Salaam, Kampala, and Singapore. Backed by leading investors such as the IFC(World Bank), Prime Ventures, Partech Africa, and Visa, TerraPay continues to expand its global footprint.
About Fipto
Fipto is a stablecoin payment infrastructure for businesses, leveraging blockchain technology to provide fast, secure, and cost-efficient payment solutions. Committed to regulatory compliance, Fipto facilitates global money movement with 24/7, instant, global, stablecoin payment rails. Fipto holds multiple licenses and regulatory approvals, including a Payment Institution license with the ACPR in France, a DASP registration with the AMF in France and a VASP registration with the CSSF in Luxembourg. Learn more about Fipto's payment solutions at www.fipto.com
Press contacts
TerraPay
Juveria Samrin, juveria.n@terrapay.com
Fipto
Vanessa MARLIER - 00 33 6 16 59 51 16 - vanessa.marlier@rumeurpublique.fr
Tony TODD - 00 33 6 37 60 01 09 - tony.todd@rumeurpublique.fr
.gif)
.png)