Fipto settles in fiat and in stablecoins under a single regulated framework. This page sets out every currency, stablecoin and blockchain network Fipto supports, and whether each is available for pay-in, payout, or both.
Fipto issues named EUR and USD accounts with dedicated IBANs and unlimited virtual IBANs. Euro payments settle over SEPA and SEPA Instant, available 24 hours a day. US dollar payments settle over SWIFT. Both currencies are available for pay-in and for payout.
Through Circle Payments Network, Fipto originates payments inside the European Union, settles them in USDC, and delivers local currency on the domestic rails beneficiaries already use. Seven corridors are available today, including PIX in Brazil and SPEI in Mexico. Clients see one all-in rate, fixed at the moment a payment is approved, and payments frequently complete within minutes.
These corridors are available for payout. Further currencies will follow.
Fipto supports USDC, EURC and EURCV, together with Bitcoin, Ether, Polygon and Solana. Assets are available across the Bitcoin, Ethereum, Arbitrum, Optimism, Base, Polygon and Solana networks, for pay-in and for payout, 24 hours a day.
Fipto holds a Payment Institution licence from the ACPR and a MiCA CASP licence from the AMF. Fiat receipt, stablecoin conversion, blockchain transfer and fiat payout are covered within a single authorisation, without the need to assemble several providers.
Coverage is extended on an ongoing basis. To confirm availability for a specific corridor, currency or volume, speak to the Fipto team.
Assets are added on an ongoing basis. The assets endpoint in the Fipto API returns the current supported list.
