DIMOCO, an Austrian licensed payment institution and principal member of Visa and Mastercard, is live with stablecoin settlement for merchants, built on Fipto’s MiCA-regulated infrastructure.
Fipto, the modern infrastructure for B2B payments and treasury powered by stablecoins, today announced that DIMOCO, an Austrian licensed payment institution and principal member of Visa and Mastercard, is settling merchants in euro and US dollar stablecoins on Fipto’s regulated infrastructure. The service is live.
The arrangement operates entirely within the European regulatory perimeter. DIMOCO is supervised as a payment institution in Austria. Fipto holds both a Payment Institution licence with the ACPR and a MiCA Crypto-Asset Service Provider licence with the AMF in France, and was the first European stablecoin payment institution to hold the two together. Merchants therefore receive settlement in euro stablecoins from counterparties authorised under European law.
For merchants, stablecoin settlement provides an alternative route to their funds that is not constrained by traditional banking hours or conventional settlement cycles. Funds can move across borders using blockchain infrastructure, giving merchants greater control over when and where they access and manage their money. The checkout experience is unchanged. Customers continue to pay using the methods they already know, in their local currency.
“Licensed acquirers do not adopt new settlement infrastructure lightly. They require a counterparty that is supervised, that can be audited, and that fits the controls they already operate. Holding both a Payment Institution licence and a MiCA CASP licence allows us to operate the fiat side and the stablecoin side of a settlement flow under European supervision, rather than assembling the two across jurisdictions. That is what makes this workable for a regulated institution such as DIMOCO.” said Patrick Mollard, co-founder and CEO of Fipto
“Settlement infrastructure should not determine how quickly, where or even whether a business can operate. Stablecoin settlement gives merchants access to infrastructure that allows money to move faster while removing barriers that can limit how they operate and grow across markets.” said Clemens Leitner, Chief Executive Officer at DIMOCO
Payment service providers and acquirers are a primary focus for Fipto. Rather than requiring an institution to build stablecoin capability itself, Fipto provides the regulated infrastructure, wallet operations and fiat connectivity beneath an existing settlement flow, accessible by API, web platform or treasury management system. The institution retains its merchant relationships and its commercial terms.
Settlement in euro and US dollar stablecoins is available to DIMOCO merchants now.
Stablecoin settlement allows a merchant to receive its settlement funds directly into a digital wallet in the form of stablecoins, rather than through a conventional bank transfer. It provides a route to funds that is not constrained by traditional banking hours or conventional settlement cycles.
No. The checkout experience is unchanged. Customers continue to pay using the methods they already know, in their local currency.
DIMOCO merchants can receive settlement in euro and US dollar stablecoins.
DIMOCO is supervised as a payment institution in Austria. Fipto holds a Payment Institution licence with the ACPR and a MiCA Crypto-Asset Service Provider licence with the AMF, both in France.
Yes. Fipto provides the regulated infrastructure, wallet operations and fiat connectivity beneath an existing settlement flow, accessible by API, web platform or treasury management system. The institution retains its merchant relationships and its commercial terms.
DIMOCO is an Austrian licensed payment institution, acquirer, and innovative carrier billing provider with 25+ years’ experience. It provides designed paytech solutions to access the digital economy and meet every customer need. From carrier billing to cards and beyond. With expertise in innovative set-ups, DIMOCO partners with merchants, creating agile solutions, enabling them to go beyond their payment goals. Learn more at www.dimoco.com.
Fipto is the modern infrastructure for B2B payments and treasury, powered by stablecoins. Fipto enables global companies to send, receive, and manage funds with near-instant settlement and 24/7 availability. By facilitating global money movement with regulated, programmable infrastructure, Fipto helps businesses optimise capital mobility and transparency. Fipto holds multiple licenses and regulatory approvals, including a Payment Institution license with the ACPR in France and a MiCA CASP license with the AMF in France. Fipto is available through API, web platform or Treasury Management Systems. Learn more about Fipto’s payment solutions at www.fipto.com.
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