Multi-currency business accounts
Your business name on every payment
Orchestrate payments globally
Convert across fiat and stablecoins
“Stablecoin-native flows are a natural next step: they support us to bring more speed, efficiency and flexibility to our global payments network. Partnering with Fipto ensures we do this securely and compliantly, while paving the way for the next phase of cross-border payments.”
Ambar Sur, Founder & CEO, TerraPay
“ In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us. ”
Jeremy Picard, Chief of Staff, Pandascore

" As a freight company, payment processing time is critical in our daily operations. By choosing Fipto, we wanted to offer our business partners the possibility to pay instantly from any country in the world so that merchandise can move faster; and accepting digital currencies did just that. "
Floriane Cutler, Founder at Argo Freight

Global accounts
Accounts


Stablecoin Wallets
Conversions
Advanced Features
Security & Compliance
Treasury Management
Payments & conversions
Compliance at the core
Tailored to businesses

PSPs

Global Enterprises

Crypto Brokers
Deploy multi-currency accounts your way
Use our platform
Embed using our API
POST https://api.fipto.app/companies/2b822a5d-b8f4-40a0-b757-d989891f1443/wallets
{
"data": {
"type": "wallet",
"attributes": {
"name": "My USD Wallet",
"asset": "USD"
}
}
}
Why should I choose Fipto over traditional banks?
Unlike traditional banks that require local entity setup and lengthy processes, Fipto provides immediate access to fiat named accounts with connectivity to major fiat payment system such as SWIFT or SEPA. You get your business name on every transaction while avoiding the complexity of managing multiple banking relationships globally.
What makes your accounts "named" and why does this matter?
Your account displays your actual business name on all transactions, not a generic payment processor name. This facilitates reconciliation and eliminates payment delays caused by recipient banks questioning the source of funds and builds trust with your business partners.
What compliance and security measures protect my funds?
Fipto holds multiple licenses (Payment Institution, DASP, VASP) and is ISO 27001 certified. Your funds are held in fully segregated accounts with institutional-grade banking partners, ensuring they remain yours at all times. See our compliance center.
How quickly can I start processing payments?
Most teams start sending/receiving in under a week. After completing our streamlined KYB process, EUR accounts are ready within 72 hours. USD accounts require additional onboarding with our banking partner, typically completed within days rather than the weeks or months required by traditional banks.