Multi-currency Accounts

One business account to pay and get paid globally

Orchestrate global payments across fiat and stablecoin rails in one secure, compliant platform.

Balance
USD
1,836,108.16

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Benefits

Multi-currency business accounts

STABLECOIN PAYMENT IBAN EUR USD

Your business name on every payment

Eliminate verification delays with payments bearing your official business identity.
Named IBANs in EUR & USD
Fully segregated funds
Virtual IBANs for simplified payment tracking
SWIFT SEPA PIX BLOCKCHAIN STABLECOINS

Orchestrate payments globally

Route payments flexibly across payment systems and blockchains to optimise speed and cost.
SWIFT for USD transactions
SEPA instant payments in EUR
Multi-blockchain support
Conversion USD EUR STABLECOINS

Convert across fiat and stablecoins

Optimise treasury without forced conversions by using the optimal currency for each transaction.
Multi-currency wallet system
Real-time conversions between fiat & stablecoins
OTC desk for large transactions

Stablecoin-native flows are a natural next step: they support us to bring more speed, efficiency and flexibility to our global payments network. Partnering with Fipto ensures we do this securely and compliantly, while paving the way for the next phase of cross-border payments.

Ambar Sur, Founder & CEO, TerraPay

Terrapay Stablecoin Payment

“ In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us. ”

Jeremy Picard, Chief of Staff, Pandascore

pandascore logo

" As a freight company, payment processing time is critical in our daily operations. By choosing Fipto, we wanted to offer our business partners the possibility to pay instantly from any country in the world so that merchandise can move faster; and accepting digital currencies did just that. "

Floriane Cutler, Founder at Argo Freight

Features

Global accounts

Fipto provides a single interface to manage payments. Our infrastructure is built for speed so that money movement feels instant and simple.

Accounts

Named IBANs (EUR, USD) with unlimited vIBANs for reconciliation
Rails: Blockchain (instant, 24/7), SEPA Instant (instant, 24/7), SEPA Credit Transfer (T+0), SWIFT (T+0–T+2)
Account statement CSV exports
EURC stablecoin payment B2B
USDC stablecoin payment B2B

Stablecoin Wallets

Secure MPC technology wallets
Support for top stablecoins across major blockchains

Ethereum

Polygon

Arbitrum

Optimism

Base

Conversions

Convert between fiat and stablecoins
OTC Desk (RFQ by phone)
eOTC (self‑service, 24/7)
OTC Solutions

Advanced Features

Security & Compliance

Treasury Management

Payments & conversions

Compliance

Compliance at the core

Fipto meets the highest compliance and security standards and holds multiple licenses, registrations and regulatory approvals across the globe.

Payments Institution (ACPR)

VASP (AMF)

VASP (CSSF)

VQF Member

FinCEN

10+

Additional licences pending

Compliance center
Use Cases

Tailored to businesses

Beyond core payments, Fipto is built with enterprise-grade features to simplify treasury operations, strengthen governance, and ensure compliance. Everything you need to run global transactions with confidence.
STABLECOIN PAYMENT IBAN EUR USD

PSPs

Accelerate merchant payouts and expand global coverage without managing multiple banking relationships.
Learn more
STABLECOIN SETTLEMENT IBAN EUR USD

Global Enterprises

Eliminate correspondent banking delays and streamline treasury operations across currencies and regions.
Learn more
STABLECOIN PAYMENT BROKER

Crypto Brokers

Scale your brokerage operations and reduce integration costs while accessing top-tier banking and liquidity partners.
Learn more

Frequently asked questions

Why should I choose Fipto over traditional banks?

What makes your accounts "named" and why does this matter?

What compliance and security measures protect my funds?

How quickly can I start processing payments?

Ready to streamline your global payments?

Discover how multi-currency accounts can eliminate operational complexity while accelerating your international business growth.